About House Cleaning Insurance
Checked September 2026
House Cleaning Insurance is an independent reference on insurance for house cleaners, maid services and short-term rental turnover cleaners. We don't sell insurance and no insurer pays for or reviews what we publish. Every cost figure, legal requirement and insurer fact links to the source we took it from, and each page shows the date its facts were last checked.
Who it's for
Owner-operators and small teams: the solo cleaner with a trunk full of supplies, the two-person team splitting a day of recurring cleans, the maid service with up to ten people on the schedule, the turnover cleaner working off a lockbox code between Airbnb guests. We write for people who know which products etch marble and don't have time to decode a policy form.
How pages are researched
Every number, legal requirement and fact about an insurance company on this site links to its source.
- Legal requirements come only from official sources: state agencies, licensing offices and statutes published by state legislatures. If we couldn't confirm a requirement on an official site, we left it out rather than repeat it secondhand.
- Facts about a specific insurer, bond company or platform come from that company's own website.
- Cost figures come from published data, and we say whose customers or whose model each number describes, because those details explain why sources disagree.
- Where sources contradict each other, as insurers do on whether general liability pays for a rug you're shampooing, we show both sides, link each one and give you the question to ask before you buy.
- Claim examples are illustrations, and we label them that way. We don't present made-up scenarios as real events or invent statistics.
Independence: no insurer pays to be mentioned
This site isn't owned by or affiliated with any insurance company, and insurers don't pay to be mentioned or review pages before they're published. Naming an insurer means its public page is where a fact came from, nothing more.
Policies differ, and your policy's wording is what counts when you file a claim. Use these pages to ask better questions of your agent or insurer.
How often facts are checked
Each page shows the date its facts were last checked. We review sources at least twice a year, and sooner when a state changes a rule or a cost source publishes new data. If you spot something out of date, the linked source is the place to confirm it.